IPay* is a global exchange that features a biometric alternative and innovative money payment, transfer, receipt, and transformation system. It enables revolutionary purchases and money transfers through various methods: via smartphones (phone to phone), using contactless cards (by approaching the card to the recipient's terminal: cashier or mobile devices), through subcutaneous chips (by bringing the chip close to the receiving device), via the web (accessing their own internet page), with any mobile device (smartphone or tablet), or simply through a user code, fingerprint, or personal PIN when no means of payment or recognition is available. When installed on any phone, it completely replaces the Point of Sale (POS) system.
The platform includes an integrated marketplace, allowing users to easily sell their items to others or, in the case of stores, to offer last-minute deals. This is achieved by segmenting offers based on geolocation, user preferences, and age groups.
Developed using blockchain technology, the platform incorporates a cryptocurrency exchange wallet, enabling users to make direct crypto payments at any store.
Additionally, it allows integration with a trading platform for speculating on traditional currencies or cryptocurrencies.